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Member Help & Support

Home Insurance FAQs

  • What do coverages for Voluntary Medical and Property Damage include?
  • Who and what is covered under my home insurance policy?
  • What is the difference between Comprehensive and Broad Homeowners coverage?
  • Do I need insurance if I am a tenant?
  • What is a by-law coverage?
  • Does home insurance cover my liability in terms of boats, golf carts, or other similar recreational equipment?
  • What are the differences between Standard, Broad and Comprehensive coverages?
  • Do I need insurance if I live in a condominium?
  • What is vacancy and how does it affect my policy?
  • What is personal liability insurance?
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